To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.

The cost is minimal compared to the comfort of knowing you’re covered.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

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Testimonials

I needed homeowners insurance ASAP for my closing on my condo. Rebecca and her team were “right on it” and were able to get me a very reasonable quote and get insurance in force the same day! Excellent service, good prices, quality staff!

Leo T., Fort Myers

I was very impressed with how fast they worked to get me a quote. Kyle called as soon as he emailed me the quote. He was very professional and went line by line over everything. He is the first insurance agent since we moved to Florida that took the time to explain everything. Also, going to call back and get car insurance quotes when it time for renewal.

Jessica H., Cape Coral

Was looking for a local Insurance Company that you actually can get to know your agent.Found Gate Insurance..Called and set up a home appointment..Best choice ever..Kyle was very personable and Knowledgeable of all areas of Insurance.. They are a one stop Insurance Company with very reasonable Products. You won’t be disappointed.

Jennifer L., Cape Coral

I was recommended to this company from a Facebook group, and I am so glad I contacted them! Kyle is absolutely amazing and has gone above and beyond to meet all my needs!!!! And trust me I’m a lot of work, lol. They have fair and competitive rates, they are fast and knowledgeable about their field. It was just a wonderful experience! I would recommend them to everyone.

Jessica S., Cape Coral

Kyle has been amazing. Patient with questions and ensures you understand not only pricing but what your needs are and how the coverage works.

Dorine W., Cape Coral

I received great service with Gates. Professional , efficient and helpful!! Thanks again!

Cathy C., Fort Myers